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If you would like for us to explore other carriers, please ask. Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. The completed application is then sent to you for review and signature. These policies carry minimal cash value and allow for flexible payments of any amount at any time up to certain government-stipulated maximums. The medical exam can be completed at your home or any other convenient location of your choice and typically minutes to complete. Most life insurance companies require a medical exam as part of the life insurance application process.

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